Posted on November 8, 2019 - 01:35 PM
by Bergen Basin Realty
After months of searching, you've finally found it -- your perfect dream home. But is it perfect? Will you be purchasing more than just a beautiful home? Will you also be acquiring liens placed on the property by prior owners? Have documents been recorde...
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Posted on November 1, 2019 - 02:35 PM
by Bergen Basin Realty
What's in a name? When a title company seeks to uncover matters affecting title to real property, the answer is, "Quite a bit." Statements of Information provide title companies with the information they need to distinguish the buyers and sellers of rea...
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Posted on September 13, 2019 - 02:35 PM
by Bergen Basin Realty
Lower interest rates have motivated you to refinance your home loan. The lower rate may save you a tremendous amount of money over the life of the loan, but you should also expect to pay the lender the typical closing costs associated with any new loan, i...
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Posted on August 9, 2019 - 02:35 PM
by Bergen Basin Realty
In today's world of busy probate courts and exorbitant death taxes, the living trust has become a common manner of holding title to real property. The following may help you understand a few of the requirements of the title insurance industry if title to ...
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Posted on July 5, 2019 - 02:35 PM
by Bergen Basin Realty
Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is your dollar actually paying for when you purchase a title policy? Title Insurers, unlike property or casualty insurance companies, operate under the theory of ...
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Posted on May 31, 2019 - 02:35 PM
by Bergen Basin Realty
What is title insurance? Newspapers refer to it in the weekly real estate sections and you hear about it in conversations with real estate brokers. If you've purchased a home you may be familiar with the benefits of title insurance. However, if this is yo...
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Posted on April 26, 2019 - 02:35 PM
by Bergen Basin Realty
Creative financing: You've heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financial in...
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Posted on January 25, 2019 - 01:35 PM
by Bergen Basin Realty
Title Insurance. It's a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you've purchased a home before, you're probably familiar with the bene...
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Posted on January 25, 2019 - 01:35 PM
by Bergen Basin Realty
Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg...
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Posted on January 25, 2019 - 01:35 PM
by Bergen Basin Realty
Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a...
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I needed to sell what had been my mother’s home for some 70 years as part of her estate. Being in probate nothing was straightforward, but Doug helped me with everything. He guided me through the legal issues and negotiations, got the house prepared for sale and obtained a price that exceeded my expectations. Since I live out of town, Doug went the extra mile after the sale, and took care of all the arrangements for the personal property. Doug has my complete confidence. He is a pleasure to work with.John S.